Lessons Learned ?

The 2008-09 Great Recession put a lot of people out of work and caused them to lose their houses. My family was not exempt. My niece and her husband lost their jobs and their house. Their credit was decimated. So about thirty months ago when my nephew told me they were barely surviving with their two kids in an old, dilapidated vehicle that broke down frequently I reluctantly agreed to help them. I put a significant down payment for them so that the monthly payments would be something they could handle. They have been making monthly payments on time since then, I assume. I am still on the title however, which makes me uncomfortable. The loan is for five years but it has never been my intention to remain on the title for that length of time. My plan was to help them out with my credit until such time as they could get back on their feet financially. They seem to be doing well now, as my niece’s husband is making six figures, they bought a ten thousand dollar boat, and have paid off several back bills. I have asked her husband on several occasions, maybe five, to get his own car loan now and take me off the title but all I get from him are BS excuses. Every time I ask he says it would be better at a later time. If he has money to buy a nice pleasure boat he has money to get his own car loan. It seems it would “inconvenience” him to get his own loan. After 2 1/2 years, a new boat, and multiple requests from me he needs to do what I’m asking. He’s a decent kid and the payments are up to date, I assume, along with the car insurance. This is not a little matter, and he’s starting to piss me off. I also loaned him and my niece over five grand to fix up their house four or five months ago. They are making regular payments of around a hundred bucks a month. I am concerned they are incurring more debt than they can pay back. Making six figures should enable them to pay off their debts over time and 30 months or so should be sufficient time for that to happen. If necessary they can sell the boat. In any case this is another No Good Deed Goes Unpunished story.

This is becoming a pattern. I had a queen-size bed when I moved that I had paid $ 538 for a year before. I asked the husband to help me move it tot Habitat for donation about ten days before I left, and he agreed to help me move. Moving day came and he showed up in a long-sleeve shirt and a tie “to help me move.” Obviously he had no intentions of helping me move. He DID take a tool box full of tools and my karaoke machine, which his son will enjoy. When I asked him to throw the bed in the back of the truck he said he “didn’t want to mess with it.” It would have taken him less than thirty minutes to do that and I would have received a $300-400 tax credit for the donation. After all I have done for him and his family you might think he would accommodate me, a little favor. I will NOT do him or his family any more favors. Period. He has burned that bridge. Live and learn.

Scammers redux

I got a PM today from a guy I knew vaguely growing up in Miami. He assured me that we have been so close (we weren’t) he will reveal to me a secret that will make me thousands of dollars. According to this guy, Bill Gates has decided to give away his fortune and if I will just forward the message he sent me to everybody I know I will receive $ 245 for each one I send them. He says he has already done it last month and received over 24 thousand dollars for providing the email addresses to Bill Gates. I have to hurry though because if I wait for more than a  week my pay will only be $ 241. Sigh. BS scammers again.


I have been in the process of moving from Florida to Georgia. I am scheduled for surgery on my left foot August tenth to remedy the arthritic growth on my left instep. I broke my left ankle in 2005 and spent 10 months in a HALO cast as it was healing. The doctors told me then that I would have significant arthritis on that side, and they were right. This surgery will scrape away the knot, put a plate in my foot, and straighten out my big toe, which has begun leaning toward the toe next to it. They say I will be in a knee-high cast and on crutches for 2-3 months and a boot afterward. That should provide a lot of time for reading and writing. I am looking forward to building this site up as the go-to place for the entire Rhonda trilogy.

Currently I am re-editing the first part of Liberating Rhonda, and learning a LOT in the process, although its a slow and difficult voyage. I plan to write something here 3 times a week or more at the beginning, before my surgery. After the procedure is done it will depend on how well I’m healing and feeling. Thanks for stopping by ! I will be back soon! !

My Burning Desire to Write ‘A Lovely Woman’ — Alovelywoman

I’ve wanted to write my memoir, A Lovely Woman, for a long time. Keeping a daily diary since I was a child and journaling on and off for many years means it’s my second nature to put thoughts to paper. About ten years ago I determined to write about a loss that defined my life from a very early age. I began piecing it together. But I lacked confidence […]

via My Burning Desire to Write ‘A Lovely Woman’ — Alovelywoman

Celebrating a Bust

There was a huge drug bust in our part of the world very recently. Like everyone else I know, I was relieved. Relieved that our law enforcement was working to try and curb this enormous blight in our world. The ravages of drugs are seen and felt every where. And it’s horrific. Children being born […]

via There Was A Drug Bust — The Chatter Blog